IT Equipment Financing

No matter what industry you work in, having your companies’ network working efficiently is of the utmost importance. Any time spent offline or worrying about your companies’ technology failing means your business is suffering. Keeping up with modern, fail-safe technology means constant upgrades and training. IT changes quickly, and it’s important for your business to adapt in-step.

At Funding Well Capital, we pride ourselves on providing our clients with unique plans to finance their IT infrastructure. Every business has different equipment needs, and we are able to offer diverse financing options to accommodate yours. As an experienced IT financier, we offer diverse options that include full-scale IT projects, security systems, data storage, copiers, printers, fax machines, 3-D printers, phone systems, communication and analytic equipment software. You name it, we’ve done it. We have very few limits in what we are capable of accomplishing regarding the technology space.

Continuity is a key when working in the technology space and we are proud to share that we repeatedly have worked with some of largest hardware and software vendors in the IT community. That noted we’re able to group many manufacturer platforms in one transaction.

For instance, if you order hardware and software items from different manufacturers, we’re able to bundle them into one finance or lease program to keep them simple as well as cost effective for your business.

Common Leasing Options
FMV (Fair Market Value) Leases
One of the most common types of leases, an FMV lease is a flexible one, perfect for companies who are undecided on whether they want to own the equipment or just use it for a certain period. An FMV in most cases allows for the lowest monthly payment; for you are not paying the equipment off in full over the payment schedule.

FMV leases also afford businesses the opportunity to use the monthly lease as part of an operating expense deduction, therefore providing you with solid tax incentives. Because Technology and Commercial equipment depreciate quickly, more often than not financing equipment doesn’t always merit ownership. Why own something that’s will wear out or be obsolete, right?

Dollar Buyout Leases
A leasing option similar to a capital lease agreement where at the end of the term the lessee is given the option to buy the asset for a dollar. A dollar buyout lease appears on a balance sheet as an asset because of the assumed ownership at the end. Compared to an FMV lease, a dollar buyout lease traditionally has higher monthly payouts as the bulk of the equipment cost is paid during the lease.

Funding Well Capital is your number one business financing source. We offer no-hassle, quick loans to people with all credits. Whether it’s IT software or construction equipment, our knowledgeable staff is standing by to answer your call!

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